Apple Coffee Cake with Cream Cheese

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When I first pulled this Apple Coffee Cake with Cream Cheese from the oven, the warm scent of cinnamon, baked apples, and buttery crumble filled my kitchen. It was a scent that whispered comfort and nostalgia, taking me back to cozy Sunday mornings when baking something special felt like the best way to start the day. This cake, with its tender crumb and a lush cream cheese layer, didn’t last long once served—and that’s always a good sign.

Creating this recipe was a little adventure of its own. I wanted the richness of a traditional coffee cake but with a fruity twist that felt bright yet indulgent. The apples add a sweet-tart juiciness that balances the richness of the cream cheese and the buttery cinnamon streusel on top. It’s become my go-to whenever I have guests over for brunch or need something comforting to share.

If you love baked goods that combine texture, flavor, and just a little bit of indulgence, this is the cake for you. It slices beautifully, holds well, and brings a touch of homemade magic to any table. It pairs perfectly with a steaming mug of coffee, and I guarantee your friends will ask for seconds.

Why You’ll Love This Apple Coffee Cake with Cream Cheese

This cake checks all the boxes: it’s soft and tender, packed with juicy apple chunks, and has a creamy layer that melts into the crumb for a truly unique texture. The cinnamon streusel topping adds crunch and warmth, making each bite a perfect blend of comfort and flavor. Plus, it’s just as great for a laid-back breakfast as it is for an elegant dessert.

For more delicious dessert inspiration, you might also like my Cherry Chocolate Cheesecake or the irresistibly rich Nutella French Toast Casserole. If you’re a fan of apple-based sweets, don’t miss the Baked Apple Empanadas either.

Ingredients

Apples: These bring natural sweetness and moisture. I prefer using tart varieties like Granny Smith to balance the richness of the cake.

Cream Cheese: Adds a luscious, tangy layer that turns a simple coffee cake into something special and indulgent.

All-Purpose Flour: The backbone of the cake and crumble topping, providing structure and lightness.

Butter: Melted into the batter and crumbled into the streusel, butter gives the cake its rich flavor and tender texture.

Granulated Sugar and Brown Sugar: A combination that sweetens the cake and deepens the flavor, especially in the crumble.

Eggs: Essential for binding everything together and helping the cake rise.

Sour Cream: Keeps the cake moist and adds a tangy note that enhances the overall flavor.

Baking Powder and Baking Soda: These leavening agents make the cake fluffy and light.

Cinnamon and Nutmeg: Warm spices that amplify the apple flavor and bring that signature coffee cake aroma.

Vanilla Extract: A splash of vanilla gives a round, aromatic depth to both the batter and the cream cheese filling.

How to Make Apple Coffee Cake with Cream Cheese

Step 1: Prepare the Cream Cheese Filling

In a bowl, blend softened cream cheese with sugar and vanilla extract until smooth and creamy. Set aside. This layer will add a tangy richness that contrasts beautifully with the sweet cake and tart apples.

Step 2: Mix the Dry Ingredients

Combine all-purpose flour, baking powder, baking soda, salt, cinnamon, and nutmeg in a large bowl. These ingredients form the dry base that keeps everything balanced.

Step 3: Make the Cake Batter

In a separate bowl, cream together the butter and both sugars until fluffy. Add in eggs, one at a time, followed by vanilla extract and sour cream. Gradually mix in the dry ingredients until just combined. Fold in the chopped apples.

Step 4: Assemble the Layers

Pour half the cake batter into a greased pan, spread the cream cheese filling over it, then add the remaining batter on top. Smooth with a spatula.

Step 5: Add the Streusel Topping

In a small bowl, mix flour, brown sugar, cinnamon, and cold butter until crumbly. Sprinkle evenly over the top of the batter. This adds a delightful crunch and cinnamon-kissed sweetness.

Step 6: Bake

Bake at 350°F (175°C) for 45-50 minutes or until a toothpick inserted into the center comes out clean. Let it cool before slicing. The aroma alone will tempt you to cut into it early!

Recipe Variations and Possible Substitutions

For a fall-forward twist, you can swap the apples with pears or even a mix of both. If you’re out of sour cream, plain Greek yogurt makes an excellent substitute, keeping the cake moist with a slight tang. Prefer it a little less sweet? Reduce the sugar by a quarter cup, or use honey for a touch of natural sweetness. You can also mix in chopped walnuts or pecans for added crunch and a nutty flavor.

To make this cake gluten-free, substitute the all-purpose flour with a 1:1 gluten-free flour blend. It bakes up just as beautifully and no one will notice the difference.

Serving and Pairing Suggestions

This Apple Coffee Cake with Cream Cheese is a star on its own, especially served slightly warm. I love pairing it with a bold cup of coffee or a chai latte. For a brunch spread, it goes well with scrambled eggs and crispy bacon. You can also serve it with a dollop of whipped cream or a drizzle of caramel sauce for a dessert-like experience.

If serving as part of a dessert table, it complements creamy offerings like cheesecakes or pudding-based treats. It’s versatile, making it perfect for both casual family breakfasts and festive gatherings.

Storage and Reheating Tips

Store the cooled cake in an airtight container in the refrigerator for up to 5 days. The cream cheese layer stays fresh this way. When ready to serve again, a short 15-second zap in the microwave brings it back to life, making it taste freshly baked. You can also warm slices in a 300°F oven for 10 minutes if you’re serving a crowd.

To freeze, wrap individual slices tightly in plastic wrap, then place them in a zip-top bag. They’ll stay good for up to 2 months. Just thaw overnight in the fridge or defrost gently in the microwave.

FAQs

Can I make Apple Coffee Cake with Cream Cheese ahead of time?

Absolutely. You can bake it a day in advance and store it in the fridge. The flavors actually meld together even more overnight, making it taste even better the next day.

What kind of apples work best in Apple Coffee Cake with Cream Cheese?

I recommend tart apples like Granny Smith for their firmness and contrast to the sweet, rich elements of the cake. However, Honeycrisp and Braeburn also hold up well during baking.

Can I use low-fat cream cheese in Apple Coffee Cake with Cream Cheese?

You can, but I find that full-fat cream cheese delivers the best texture and richness. Low-fat versions tend to be softer and may not hold up as well during baking.

How do I know when Apple Coffee Cake with Cream Cheese is done baking?

Insert a toothpick into the center. If it comes out clean or with just a few moist crumbs, it’s ready. Also, the top should be golden brown and the edges slightly pulling from the pan.

Related Recipe You’ll Like

If this cozy apple coffee cake has your taste buds tingling, you might also fall for the Cinnamon Donut Bread with its sugary crunch and warm spice. For another decadent dessert with a creamy layer, check out the Sopapilla Cheesecake Bars that bring just the right amount of sweetness and richness.

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Don’t let this recipe get lost in your feed! Pin this Apple Coffee Cake with Cream Cheese to your favorite Pinterest board so you can bake it anytime the craving hits. Share it with friends and family on Facebook or Instagram—especially those who love a good coffee cake twist. They’ll thank you for introducing them to their new favorite treat.

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