Millionaire Shortbread Caramel Chocolate

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If you’re in the mood for a dessert that’s equal parts luxurious and nostalgic, Millionaire Shortbread Caramel Chocolate is the way to go. This layered treat starts with a buttery shortbread base, adds a thick, luscious caramel layer, and finishes with a shiny chocolate topping. It’s the ultimate indulgence for those who love a sweet bite that offers crunch, chew, and smoothness all at once.

Every layer of this dessert brings something special to the table. The shortbread is firm yet tender, holding up the rich caramel that melts into your mouth, followed by a crisp snap of chocolate that adds a beautiful finish. Whether you’re making it for a family gathering, holiday party, or just because it’s Tuesday, these bars make any day feel extra special.

Why You’ll Love This Millionaire Shortbread Caramel Chocolate

It’s a true crowd-pleaser. With three irresistible layers, this dessert caters to everyone’s sweet tooth. The caramel is creamy and just the right amount of gooey, the shortbread is perfectly crumbly, and the chocolate balances it all out with a hint of bitterness. It also stores well, making it great for gifting or saving a few squares for later indulgence.

What Kind of Chocolate Should I Use for the Topping?

For the best results, go for semi-sweet or dark chocolate. These varieties offer a rich cocoa flavor that stands up well against the sweetness of the caramel. Milk chocolate can be used, but it tends to make the dessert a bit sweeter overall. You can even experiment with sea salt or swirl in a little white chocolate for a visual and flavor twist.

Ingredients for the Millionaire Shortbread Caramel Chocolate

This recipe might look like three parts, but each one comes together with simple ingredients. You’ll likely have many of them on hand already, and each plays a key role in building those perfect layers.

• All-purpose flour – Creates the base structure for the buttery shortbread.
• Unsalted butter – Used in every layer, it provides richness and texture.
• Granulated sugar – Sweetens the shortbread and balances the caramel.
• Sweetened condensed milk – Essential for that silky, sweet caramel filling.
• Brown sugar – Adds depth and enhances the caramel flavor.
• Golden syrup or corn syrup – Prevents crystallization in the caramel.
• Salt – Enhances all the flavors.
• Vanilla extract – Rounds out the caramel’s richness.
• Semi-sweet or dark chocolate chips – The final luxurious topping.

How To Make the Millionaire Shortbread Caramel Chocolate

Step 1: Prepare the Shortbread Base

Preheat your oven to 350°F and line an 8×8 baking pan with parchment paper. Mix flour, sugar, and melted butter until crumbly. Press into the pan evenly and bake for about 20 minutes or until lightly golden. Let it cool.

Step 2: Cook the Caramel Layer

In a saucepan, combine sweetened condensed milk, brown sugar, butter, and syrup. Stir constantly over medium heat until it thickens to a golden, fudge-like consistency. Remove from heat and mix in vanilla and a pinch of salt. Pour over the cooled shortbread and spread evenly. Chill until set.

Step 3: Melt and Spread the Chocolate

Melt chocolate chips gently using a microwave or double boiler. Pour the melted chocolate over the chilled caramel and smooth out the top. Let it cool until the chocolate firms up enough to slice cleanly.

How to Serve and Store Millionaire Shortbread Caramel Chocolate

These bars are best served slightly chilled for neat, clean cuts, but you can also enjoy them at room temperature for a softer bite. They make a stunning addition to dessert trays or gift boxes, and you can even wrap them up individually.

This recipe yields about 16 small squares, making it perfect for sharing or indulging over the week. To store, keep them in an airtight container in the fridge for up to a week, or freeze them for longer freshness.

What to Serve With Millionaire Shortbread Caramel Chocolate?

Coffee or Espresso

The bitterness of coffee perfectly balances the sweet richness of the bars.

Vanilla Ice Cream

Pairing a cold scoop with a chewy bar makes for an irresistible contrast.

Fresh Berries

Raspberries or strawberries bring a refreshing tartness to cut through the sweetness.

Salted Nuts

Try roasted almonds or cashews for a crunchy, savory partner.

Whipped Cream

A simple dollop can elevate this into a plated dessert.

Glass of Red Wine

Something bold like a Cabernet Sauvignon adds an adult twist.

Chai Tea

The spices play beautifully with the caramel and chocolate.

Peanut Butter Drizzle

Add a savory-sweet nutty swirl over each slice.

Want More Dessert Bar Ideas?

If these layered bars got your sweet tooth tingling, don’t miss these other decadent options:

• Butterfinger Caramel Crunch Mini Pies with an extra candy crunch.
• Delightful Strawberry Crunch Poke Cake if you love soft, creamy desserts.
• Mama Seward’s Iconic Strawberry Cake for a family-favorite treat.
• Kentucky Butter Cake Cookies bursting with rich, buttery goodness.
• White Chocolate Orange Creamsicle Truffles for a citrusy twist.

Save This Recipe For Later

📌 Save this recipe to your Pinterest dessert board so you can come back to it any time.

Let me know in the comments how yours turned out. Did you go dark chocolate or stick with milk? Maybe added a sprinkle of sea salt on top?

I always enjoy seeing how others add their own flair to these classic favorites. Feel free to ask any questions too — baking is better together.

Explore beautifully curated health-boosting drinks and more sweet treats on Zoe Recipes on Pinterest and find your next favorite dessert.

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