Creamed Chipped Beef on Toast Recipe

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Creamed Chipped Beef on Toast is one of those comforting, nostalgic dishes that wraps you up like a warm blanket on a chilly morning. It has all the makings of a vintage classic—salty dried beef, a creamy, savory white sauce, and golden toast. Perfect for breakfast or brunch, it’s a quick and satisfying meal that’s ready in minutes.

While it may have a reputation as a military mess hall staple (fondly referred to as “SOS”), this dish has found its way into countless home kitchens for a reason. It’s budget-friendly, fast, and totally soul-soothing. Whether you’re feeding a crowd or just want something hearty without the fuss, this dish never disappoints.

Why You’ll Love This Creamed Chipped Beef on Toast Recipe

This recipe is the definition of comfort food. It takes minimal ingredients and delivers maximum flavor. It’s rich but simple, and pairs wonderfully with eggs or even a fresh tomato slice on the side. You don’t need to be a kitchen pro to get it right—a little butter, flour, milk, and beef go a long way.

Plus, it’s endlessly adaptable. Want it spicier? Add red pepper flakes. Need it gluten-free? Use your favorite alternative flour and toast. You can dress it up or keep it as humble as ever. And the leftovers (if you have any) reheat beautifully.

What Kind of Dried Beef Should I Use?

The key to great creamed chipped beef lies in using the right kind of dried beef. Look for jars or pouches of dried beef slices found near canned meats in most grocery stores. Brands like Hormel or Armour are common and reliable.

If you can’t find those, deli-sliced roast beef that’s been allowed to dry out a bit in the fridge can be a decent backup. Just remember that salt is already a major part of dried beef, so go light when seasoning the sauce until you taste it.

Ingredients for the Creamed Chipped Beef on Toast Recipe

This dish keeps things simple, which is part of its old-school charm. The ingredients are easy to find and likely already in your pantry or fridge. Each one plays a key role in building that classic creamy texture and savory flavor.

  • Dried beef
  • Butter
  • All-purpose flour
  • Whole milk
  • Black pepper
  • Bread (for toasting)

The dried beef is salty and intensely flavorful, providing the core of this dish. Butter adds richness and is used to create a roux with the all-purpose flour, which thickens the creamy sauce. Whole milk gives the sauce its luscious, velvety consistency. A bit of black pepper adds just the right hint of spice. And of course, bread is the base that soaks up all that creamy goodness.

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How To Make the Creamed Chipped Beef on Toast Recipe

Step 1: Prepare the Beef

Slice the dried beef into thin strips or small pieces. If it’s particularly salty, you can rinse it quickly under cold water and pat it dry with paper towels.

Step 2: Make the Roux

In a medium skillet, melt butter over medium heat. Once melted, whisk in the flour and stir continuously for about 1-2 minutes until it forms a smooth paste and begins to lightly bubble.

Step 3: Add the Milk

Slowly pour in the milk while whisking constantly. Continue to stir until the mixture thickens into a smooth, creamy sauce. This should take about 3-5 minutes.

Step 4: Add the Beef

Stir in the sliced dried beef. Let it simmer for another 2-3 minutes so the flavors combine well. Taste and add black pepper if needed.

Step 5: Toast and Serve

Toast your bread to a golden crisp. Spoon the hot creamed beef mixture generously over the toast and serve immediately.

How to Serve and Store Creamed Chipped Beef on Toast

Creamed chipped beef on toast is best served hot and fresh, right off the stove. The rich, creamy sauce pairs perfectly with golden toasted bread, offering a comforting meal that feels like a warm hug. This recipe feeds about 4 people generously, depending on how much sauce you like to pile on your toast.

If you happen to have leftovers, store the creamed beef mixture in an airtight container in the fridge for up to 3 days. Reheat gently on the stove or in the microwave with a splash of milk to bring back its smooth consistency. Always toast fresh bread before serving again.

What to Serve With Creamed Chipped Beef on Toast?

Scrambled Eggs

Fluffy eggs are a classic partner for this dish, balancing the richness with lightness.

Sautéed Spinach

A side of garlicky greens gives a fresh contrast and adds a healthy touch.

Fresh Tomato Slices

Bright, juicy tomatoes on the side help cut through the creamy saltiness.

Hash Browns

Crispy hash browns offer a satisfying texture alongside the soft toast.

Pickles

Tart pickles give a briny kick that works well against the savory beef.

Avocado Slices

Creamy avocado adds a cool and buttery element to each bite.

Fruit Salad

Sweet and refreshing, it balances the savory main dish for a well-rounded plate.

Hot Sauce or Chili Flakes

If you like a bit of heat, these bring the zing and can elevate the whole plate.

Want More Breakfast Classics With a Twist?

If creamed chipped beef on toast has you craving more savory breakfast comfort, try some of these deliciously satisfying recipes next:

Cheesy Beef Enchilada Tortellini for a fusion dinner twist that hits all the cozy notes.
Sausage and Spinach Frittata when you want something baked and hearty but still packed with greens.
Easy Brunch Casserole if you’re feeding a crowd with minimal fuss.
Honey Butter Skillet Corn for a sweet and savory side that rounds out any breakfast spread.
Mint Chocolate Chip Ice Cream if you believe dessert should follow every meal—even brunch.

Save This Recipe For Later

📌 Save this recipe to your Pinterest breakfast board so you can come back to it any time.

And let me know in the comments how yours turned out. Did you use Texas toast? Add a dash of hot sauce? Maybe even a poached egg on top?

I love hearing how others personalize these classic recipes. Questions are welcome too—let’s make breakfast better together.

Explore beautifully curated health-boosting drinks and comforting bites on Zoe Recipes on Pinterest and discover your new favorite way to start the day!

Conclusion

Creamed chipped beef on toast is one of those rare dishes that manages to be deeply nostalgic and still totally practical for today. It brings warmth to the table, comes together quickly, and fills you up in the most satisfying way. Whether you’re reviving a childhood memory or trying it for the first time, this recipe is bound to earn a spot in your morning rotation.

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Creamed Chipped Beef on Toast Recipe 1

Creamed Chipped Beef on Toast Recipe


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  • Author: Zoe Adelson
  • Total Time: 15 minutes
  • Yield: 4 servings

Description

Creamed Chipped Beef on Toast is a nostalgic breakfast classic made with dried beef in a creamy white sauce over toast. This easy comfort food recipe is quick, budget-friendly, and perfect for cozy mornings. Includes variations, serving tips, and storage advice.


Ingredients

4 oz dried beef

2 tbsp butter

2 tbsp all-purpose flour

2 cups whole milk

1/2 tsp black pepper (adjust to taste)

4 slices bread (toasted)


Instructions

1. Slice the dried beef into small pieces. If very salty, rinse briefly under cold water and pat dry.

2. In a skillet over medium heat, melt the butter.

3. Whisk in the flour and cook for 1-2 minutes until it forms a smooth roux.

4. Gradually pour in the milk while whisking, allowing the sauce to thicken, about 3-5 minutes.

5. Stir in the dried beef and let it simmer for 2-3 minutes. Add black pepper to taste.

6. Toast your bread slices and ladle the creamed beef mixture on top. Serve hot.

Notes

Use low-sodium dried beef if possible to control saltiness.

For a thicker sauce, increase flour by 1/2 tablespoon.

Leftovers reheat well with a splash of milk to loosen the sauce.

  • Prep Time: 5 minutes
  • Cook Time: 10 minutes
  • Category: Breakfast
  • Method: Stovetop
  • Cuisine: American

Nutrition

  • Serving Size: 1 toast with topping
  • Calories: 320
  • Sugar: 6g
  • Sodium: 1150mg
  • Fat: 18g
  • Saturated Fat: 9g
  • Unsaturated Fat: 8g
  • Trans Fat: 0g
  • Carbohydrates: 24g
  • Fiber: 1g
  • Protein: 14g
  • Cholesterol: 60mg
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